Sparrowlight Cashfin Limited
Sparrowlight Cashfin Limited is a dynamic and innovative financial institution that aims to provide comprehensive investment solutions to individuals, businesses, and organizations. With a strong commitment to customer satisfaction and financial excellence, Sparrowlight Cashfin Limited strives to be a trusted partner in helping clients achieve their financial goals
We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Requirements and skills
- Proven working experience as a Loan Officer is an added advantage
- Familiarity with computers
- Solid understanding of direct/indirect lending products and practices is an added advantage
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment
Method of Application
Only electronic submissions will be accepted.
Submission should be addressed to the Human Resource coordinator through [email protected] not later than 10:30hrs, 15th March 2024.
Note: Sparrowlight Cashfin Limited may request for necessary and/or more information during the evaluation. Sparrowlight cashfin will only contact the successful candidates within the period of days from the closing date of submission.